Richard Cranfill
ALM Consultant
Richard is responsible for providing ALM analysis for client credit unions. He performs quarterly analyses to help them quantify interest rate and concentration risk on their balance sheets by using the internally-developed ALPS (Asset Liability Pricing System) ALM model.
Richard works closely with credit union boards and ALCOs to ensure they understand their ALM reports and how to use them in their decision-making. He also performs ALM model validations and works with credit unions to define policies, refine ALM assumptions and improve modeling results.
Richard was formerly a real estate agent in the state of Tennessee and served in the United States Marine Corps from 1996 to 2000.
He has a bachelor’s degree from Texas A&M University, Commerce.